The RAMS Group - Long Island Area Mortgage Services

We offer a wide range of home financing programs to meet your individual needs

As a Long Island area mortgage broker, we offer you an extensive variety of mortgage programs at very competitive interest rates. Our close relationship with many local and national lenders provides us access to the best and most innovative in home financing programs at very competitive interest rates. Long Island Area Mortgage Services offers the most competitive pricing and closing costs on the following products and services:

• # 1, 3, 5, 7 and 10 Year Adjustable Rate Mortgages (ARMs)
• 0-3% Down Conventional Loans
• 10-30 Year Fixed Rate Mortgages
• 80-10-10 and 80-15-5 Programs
• Commercial Mortgages
• Construction Loans
• FHA, VA and SONYMA Mortgages
• Home Equity Loans
• New Purchases
• Refinance

Protecting your personal information is very important to Long Island Area Mortgage Services. We know that it is essential to keep our communication with you private. That's why we have obtained a Secure Server ID from a trusted third party.

Secure Server IDs are also known as digital certificates. They bind an identity, in this case the RAMS Group - Long Island Area Mortgage Services site, to a pair of electronic keys that can be used to encrypt and sign digital information. Our unique Secure Server ID ensures our authenticity to you, assuring that you are really dealing with Long Island Area Mortgage Services and not an imposter. It also allows our communication with you to be encrypted so that no third parties can access it. It guarantees that only Long Island Area Mortgage Services personnel will be able to see the personal information you exchange with our site.

It is important that eBusinesses obtain Secure Server IDs from a trusted third party, also called a Certification Authority.

"It was so simple. I didn't have time to worry about anything!" -Bryan D.